EPF, PPF & NPS: Best Retirement Plans in India

EPF (Employees' Provident Fund), PPF (Public Provident Fund), and NPS (National Pension System) are among the best retirement savings options in India. EPF is mandatory for salaried employees in the organized sector, offering employer contribution and tax benefits. PPF is a long-term savings scheme backed by the government with attractive interest and tax-free returns. NPS is a voluntary retirement plan with flexible investment options and partial tax exemption, ideal for both salaried and self-employed individuals. Together, these schemes help build a strong retirement corpus with low risk and tax efficiency, making them popular choices for long-term financial security.